Gaming System Insurance – Individual Policies
Make sure the console of your gaming system is protected with the best insurance available today to cover gaming systems.
Gaming system consoles have advanced and are more valuable than ever before. Our gaming system insurance policy covers the consoles of these gaming systems (PlayStation, Wii & XBox) and provides worldwide replacement cost coverage. This policy will also cover 1 controller. We offer 1, 2 or 3 year coverage periods. Our low premiums, and only a $25 deductible, make our gaming system insurance policies affordable for every budget. Please note: Our gaming system insurance policy does not cover hand held consoles (PSP, Nintendo DS, Nintendo 3DS, etc.).
One gaming system insurance policy provides coverage for one gaming system console and one controller. During the policy period, we will cover a loss due to accidental damage (including drops and liquid spills), theft, fire, flood, power surge due to lightning, natural disasters and vandalism to the gaming system you own, WORLDWIDE, except as excluded in the “Special Provisions” section below. There is no coverage for mysterious disappearance (unless stolen), mechanical or electrical breakdown, wear or tear, corrosion and rust, nuclear war or government seizure.
The deductible amount is simply the amount of loss you agree to absorb in the event you file a claim on your gaming system. The cost of your insurance policy depends on the amount of coverage you purchase.
This policy does not offer coverage for any video games, movies, music and/or other data installed or used on the console.
Gaming system consoles in a personally owned automobile are covered, provided that the vehicle was locked at the time of theft and there was visible evidence of forced entry into the vehicle.