College Plus Losses & Property Covered

Protect your Property with an Insurance Policy from Worth Ave. Group

* Limited Coverage applies to certain items and locations. See the Special Provisions box below for more information

Special Provisions

• Loss or Damage to stereo disks (including CDs, Video CDs, DVD, MP3 and Video Games), records, software, albums, cassette tapes (including video tapes) is limited to $1,000 for any one loss.
• Coverage for jewelry, watches, rings and other items consisting of gold, silver or platinum or furs is limited to 20% of the policy amount (i.e. $2,000 policy allows $400 total jewelry coverage) for any one loss.
• Coverage for bicycles is limited to $500.
• Insured property in a personally-owned automobile is covered, provided that the vehicle was locked at the time of theft and there was visible signs of forced entry into the vehicle.

Property Not Covered

• Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.).
• Transportation tickets or other tickets.
• Salesmen's samples.
• Merchandise for sale or exhibit.
• Money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities.
• Animals.
• Contact lenses.
• Artificial teeth or limbs.
• Keys & forms of identification (including student ID’s, driver’s license, etc.)
• Firearms or ammunition.
• Pharmaceuticals - prescription or over-the-counter.
• Artwork - professional or amateur.
• Antiques and collectibles.