Don't regret not having insurance.
You are careful. You keep your device in a case and with a screen protector.

But, what if you are part of the 35% of all users who damage their electronic device within the first year of use? Accidents happen. It could happen to you.
Insurance allows you to pay a little now to protect yourself from a big cost later. A new iPhone can cost as much as $800. Why pay full price to replace your damaged device when you could pay a small deductible instead?
In addition to offering damage coverage, insurance offers coverage for many other perils. Whether you experience a theft, fire, flood, power surge or vandalism, your device is covered.
Don’t waste your money by purchasing an extended warranty that limits you on claims and coverage. Purchase insurance, your most cost effective way to fully protect your device from the inside out.