Register
Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
Cell Phone Insurance - Affordable Protection for Your Smartphone.
Losses Covered
 |
Cracked Screens |  |
 |
Spills & Liquid Submersion | |
 |
Accidental Damage (Drops) | |
 |
Theft & Vandalism | |
 |
Fire, Flood & Natural Disasters | |
 |
Power Surge By Lightning | |
NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.
Cell Phone Insurance That Covers Life’s Unexpected Moments
Protection for Cracked Screens, Theft, Spills, and More
Keep your smartphone safe with Worth Ave. Group’s comprehensive cell phone insurance. We cover accidental drops, spills, cracked screen damage, theft, and more—for all major manufacturers including but not limited to: Apple, Asus, Google, LG, and Samsung.
Enjoy quick claims, affordable deductibles, and coverage that goes beyond your manufacturer warranty.
Backed by Best "A" Rated Underwriters
Experienced insurer paired with excellent customer support
Fully Licensed in the U.S.
Cell Phone
Comparison ($800)
Comparison ($800)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Local / mail in-network
Replacement / reimburse
Both on select terms
$75
Two years
$173
T-Mobile
Insurance
Authorized
Replacement
Monthly
$29 - $249
Two years
$432
AT&T
Insurance
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408
SquareTrade
Protection plan
Local / mail in-network
Replacement / reimburse
Monthly
$149
Two years
$215.76
Verizon
Insurance
uBreakiFix
Replacement
Monthly
$99 - $229
Two years
$456
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $75. The device used in this comparison has a retail value of up to $800. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.
This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.
One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.
A: Glass/LCD - $119 - $499
A dropped phone can lead to a cracked screen. This is an expensive repair that isn’t covered by warranty.
A dropped phone can lead to a cracked screen. This is an expensive repair that isn’t covered by warranty.
B: Charging Port - $59 - $150
Accidentally spilled your morning coffee on your phone and can’t get it to charge? Without coverage, this would be an out-of-pocket cost.
Accidentally spilled your morning coffee on your phone and can’t get it to charge? Without coverage, this would be an out-of-pocket cost.
C: Power Button - $30 - $89
An accidental drop or water damage could cause your power button to stop working. This typically isn’t covered by a warranty or protection plan.
An accidental drop or water damage could cause your power button to stop working. This typically isn’t covered by a warranty or protection plan.
D: Speaker - $49 - $89
Water or liquids inside your phone could cause your speaker to sound distorted or inaudible.
Water or liquids inside your phone could cause your speaker to sound distorted or inaudible.
E: Replacement Phone - $300 - $1,800
If your phone gets stolen and you don’t have insurance, the cost of a replacement phone can be extremely expensive.
If your phone gets stolen and you don’t have insurance, the cost of a replacement phone can be extremely expensive.
Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.
What is cell phone insurance?
Cell phone insurance protects your device from accidental damage, theft, and more not covered by a warranty.
Why choose Worth Ave. Group for cell phone insurance?
We offer affordable, customizable plans with coverage for accidental damage (like drops and spills), theft, vandalism, and more. Plus, it’s valid worldwide with unlimited claims.
Is it better than carrier insurance?
Many think so! Worth Ave. Group often has lower premiums, flexible claims, and lets you transfer your coverage to a replacement after a total loss claim.
What’s covered?
Accidental damage, cracked screens, spills, liquid submersion, theft, fire, flood, natural disasters, vandalism, theft, and power surge by lightning.
How do I file a claim?
Super simple—just log in to your account, submit a claim online, and follow the steps. Most claims are processed quickly!
Can I insure more than one phone?
Yes. If you have family plan or have dedicated phones for mutliple purposes, you can insure them all under one account. If you manage a fleet of phones, you can save with our Business Device Coverage.
Do I need to buy it when I get my phone?
Nope—you can purchase Worth Ave. Group insurance anytime, even if your phone’s not brand new.
Is a protection policy for a phone worth it?
Yes—especially if you rely heavily on your device, have a history of accidental damage, or want to avoid paying high out-of-pocket repair or replacement costs.
How much does insuring my phone cost?
The cost depends on the device value and coverage type, but plans are often more affordable than carrier or manufacturer options—especially with multi-device or family plans.
Is there a deductible on my policy?
Yes, most policies include a deductible, which varies based on your plan. It will be clearly displayed during your quote checkout process.
What’s the difference between warranty and this?
A warranty typically covers defects in materials or workmanship for a limited time. Worth Ave. Group, on the other hand, can cover accidental damage, theft, or repairs after the warranty expires or if yours is still active.
Will Worth Ave. Group cover new, used, refurbished devices, or other phone types?
Yes. If it's brand new out of the box, renewed, or you've had it for a while. You can get coverage. If you are looking for an insurance plan for Apple Phones, you can check out our iPhone insurance plans.
How long does my policy last?
Plans typically lasts for one year, but you can repurchase it annually. Some plans may offer coverage options for additional years.
Can I cancel my plan?
Yes, most all policies allow you to cancel at any time. Please contact customer service for assistance.
