K-12 School's First Choice for Electronic Device Insurance.

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Key Policy Benefits

Comprehensive Coverage: Coverage options available for everything except intentional damage. We cover what the manufacturer(s) cannot.

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Flexibility: We can set up group or individual policies. Web portals and paper applications are available for individual policies.

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Convenience: We directly manage all aspects of the sales, claims and repair process so you do not have to work with multiple vendors.

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Simple & Fast Claims Process: Claims can be submitted online or via email. Our policies include standard overnight shipping at no cost to you.

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No Hidden Costs: Outside of the premium you pay (and deductible if one is chosen) there are no additional costs. We take care of it all!

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Overall Cost Savings: Self-insuring a program is quite expensive. Insurance will be cheaper than overhead for technician(s), parts cost, etc.

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Group Pricing Discounts: Receive exclusive group discounts when you purchase a plan to cover multiple technology devices.

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Dedicated Sales Support: Our skilled sales team is ready to help you secure the plan that best suits your educational needs. Whether you have questions regarding your quote or are looking to submit a claim, we will help you every step of the way.

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Policy Setup Options

Does your school distribute laptops, Chromebooks, iPads or other tablets or electronic devices to students, teachers or staff?

At Worth Ave. Group, we understand the position that you, the K-12 school administrator, faces over classroom technology. Our times demand that your classrooms offer the iPads or tablet PC's so that students can stay on par with their peers in other schools. But you must weigh the costs that come with implementing a K-12 student laptop, iPad or tablet program:

• The cost of the devices and software curriculum to your school district,
• The cost of insuring the devices for damages and securing repairs to the damaged devices.

While the former risk is yours alone, the latter you share with the parents of your K-12 students.

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How can a K-12 administrator come up with an insurance plan that is affordable/equitable to the parents who can least afford it?

Worth Ave. Group offers insurance policies and extended service plans which provide replacement cost coverage anywhere in the world. We cover all computer related devices such as laptops (including MacBooks), iPads, Tablets, Netbooks, Smartbooks, Chromebooks and E-Readers issued to K-12 students, teachers, staff, and administrators. Whether your program is a full One-to-One Initiative or a BYOD (Bring your own device) model, we have options to protect devices used in either scenario.

• We assist One to One schools in the process of setting up both school group device insurance plans and individual student device insurance programs.
• If a K-12 school wants to deliver an insurance program to its parents, teachers and staff for their school-issued devices; Worth Ave. Group can be that one-stop resource.
• We adapt our application form to the particular device that your school issues.
• We create a custom portal page to link or integrate with your school website to provide a simple way for students' parents to apply for coverage.
• We offer options like plan durations of one to four years and deductibles ranging from $0 to $100.

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Self-funding your K-12 school iPad or tablet device insurance program? Let us help!

Worth Ave. Group insurance doesn't have to replace a self-funded insurance program. It provides you with the opportunity to allow the parents of the students to share the risk at a low monthly premium they can afford. Rather than asking parents for a lump sum at the beginning of your school year when they can least afford it, ask them for a small monthly premium for an individual policy covering the device for their respective child's school device. The school saves on every device we insure, and the parents save by paying a small amount of premium instead of a large lump sum for a repair.

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How We Compare

		Apple Care+	Dell	Lenovo	Samsung
Product Type	Insurance	Extended Warranty	Extended Warranty	Extended Warranty	Extended Warranty
Theft Coverage
Accidental Damage Coverage
Liquid Submersion
Power Surge By Lightning
Used/Refurbished Coverage
Unlimited Claims Incidents
Deductible (Per Incident)	$0	$0	$0	$0
Policy Term	2 Years	2 Years	2 Years	2 Years
(We cover all device manufacturers and models.)

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Common Questions

Is there a discount if we insure more than one device?
Yes, there are different volume discounts depending on the number of devices.

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Can our parents buy their own insurance direct from Worth Ave Group for school issued devices?
Yes, we have a couple of different programs which will allow families to obtain coverage on a school issued device.

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Are there multi-year options for insurance?
We offer 1 - 4 year coverage options.

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How do you determine the cost of the policy for each device?
Coverage is based on the replacement cost of the device, premiums vary depending on coverage amount needed.

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Do you have unlimited claims per device?
Yes, we understand school environments and offer unlimited claims on our insurance policies. Restriction may apply on our Extended Service Plans.

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Is there a deductible?
We have different deductible options starting at $0 depending on the schools preference.

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Can we purchase just accidental damage or theft coverage?
Yes, there are many different options under an al a cart program.

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How do I submit a claim to repair my device?
Claims can be submitted online via our claims portal or via email.

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Can we add devices to an existing policy mid-year?
Yes, you can add devices to an existing policy at any time at a prorated cost.

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Can I insure a device that we bought last year?
Yes, as long as the device does not have any existing damage.

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What's the difference between warranty and insurance?
A warranty is intended to cover manufacturing defects in the device and is essentially a guarantee that the product has been made correctly. Insurance normally covers such things as: accidental damage, malicious damage, loss and theft, and unauthorized usage. Worth Ave Group is an insurance company the covers all of the accidental damage and mishaps that may occur with the district provided devices.