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Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
iPhone Insurance Coverage for Accidental Damage, Theft, and More
Losses Covered
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Cracked Screens |  |
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Spills & Liquid Submersion | |
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Accidental Damage (Drops) | |
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Theft & Vandalism | |
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Fire, Flood & Natural Disasters | |
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Power Surge By Lightning | |
NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.
Protect Your Phone from Accidental Damage, Theft, Cracked Screens, and More
Flexible Plans, Fast Claims, and Trusted Coverage
Protect your iPhone from life’s unexpected moments with comprehensive protection from Worth Ave Group. Our coverage includes accidental damage, cracked screens, theft, liquid spills, and more—without being tied to your carrier. Get affordable, reliable protection with fast claims and flexible plans designed to keep you connected.
Backed by Best "A" Rated Underwriters
Experienced insurer paired with excellent customer support
Fully Licensed in the U.S.
iPhone
Comparison ($800)
Comparison ($800)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Local / mail in-network
Replacement / reimburse
Both on select terms
$75
Two years
$173
AppleCare+
Protection plan
Apple store / authorized
Replacement
Both
$29 - $149
Two years
$219
AT&T
Insurance
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408
SquareTrade
Protection plan
Local / mail in-network
Replacement / reimburse
Monthly
$149
Two years
$215.76
Verizon
Insurance
uBreakiFix
Replacement
Monthly
$99 - $229
Two years
$456
Plan comparison based on Two-Year Full Coverage protection and minimum deductible available of $75. The device used in this comparison has a retail value of up to $800. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.
This website does not provide detailed information or interpretation of specific contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.
What people are saying...
- John
- Naomi
- ychasteen
- Gosborn
One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.
A: Glass/LCD - $129 - $379
A cracked screen from an accidental drop is not covered by your manufacturer's warranty.
A cracked screen from an accidental drop is not covered by your manufacturer's warranty.
B: Charging Port - $89 - $218
Got water in your charging port and now your phone won’t charge? This is an expensive repair that isn’t covered by manufacturer warranties.
Got water in your charging port and now your phone won’t charge? This is an expensive repair that isn’t covered by manufacturer warranties.
C: Camera Lens - $59 - $139
Dropping your phone can result in a cracked camera lens. Make sure you’re insured if you don’t want to pay a bunch out-of-pocket!
Dropping your phone can result in a cracked camera lens. Make sure you’re insured if you don’t want to pay a bunch out-of-pocket!
D: Speaker - $65 - $189
Getting water or other liquids in your speaker could cause it to stop working.
Getting water or other liquids in your speaker could cause it to stop working.
E: Replacement iPhone - $429 - $1,599
A stolen iPhone or one that is damaged due to fire or flood means you may be buying a replacement device.
A stolen iPhone or one that is damaged due to fire or flood means you may be buying a replacement device.
Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.
What does an iPhone policy cover?
Protection typically covers accidental damage (like cracked screens and spills), theft, and other damage not covered by the manufacturer’s warranty.
Is a protection policy for an iPhone worth it?
Yes—especially if you rely heavily on your iPhone, have a history of accidental damage, or want to avoid paying high out-of-pocket repair or replacement costs.
How is Worth Ave. Group different from AppleCare?
Worth Ave. Group includes broader damage coverage and is available if you missed the opportunity to get AppleCare, we also provide competitive prices.
How much does insuring my iPhone cost?
The cost depends on the device value and coverage type, but plans are often more affordable than carrier or manufacturer options—especially with multi-device or family plans.
Can I get a protection plan without a carrier plan?
Yes! Worth Ave. Group policies are never tied to your carrier or contract.
How do I file a claim if my iPhone is stolen or damaged?
You can typically file a claim online by providing a description of the incident. Claims are usually processed quickly to get you reconnected.
Is there a deductible on my policy?
Yes, most policies include a deductible, which varies based on your plan. It will be clearly displayed during your quote checkout process.
Can I insure more than one Phone?
Yes. If you have family plan or have dedicated phones for mutliple purposes, you can insure them all under one account. If you manage a fleet of phones, you can save with our Business Device Coverage.
Can I get a policy for my iPhone after purchasing it?
Yes, Worth Ave. Group allows you to purchase a policy after you've bought your phone.
Will Worth Ave. Group cover new, used, refurbished devices, or other phone types?
Yes. If it's brand new out of the box, renewed, or you've had it for a while. You can get coverage. If you have a phone with a different operating system than iOS, you can check out our cell phone insurance plans.
How long does my policy last?
Plans typically lasts for one year, but you can repurchase it annually. Some plans may offer coverage options for additional years.
Can I cancel my plan?
Yes, our policies allow you to cancel at any time. Just contact customer service for assistance.
