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Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
Apple Watch Insurance - Trusted & Reliable Wearable Tech Protection
Losses Covered
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Cracked Screens |  |
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Spills & Liquid Submersion | |
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Accidental Damage (Drops) | |
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Theft & Vandalism | |
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Fire, Flood & Natural Disasters | |
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Power Surge By Lightning | |
NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.
Apple Watch Insurance That Covers the Unexpected
Protect Your Apple Watch from Accidents, Theft, and Everyday Mishaps
Don’t let a cracked screen ruin your day—protect your Apple Watch with reliable, affordable insurance from Worth Ave Group. Our Apple Watch Insurance plans go beyond the standard manufacturer warranty to cover accidental drops, spills, theft, and more. Whether you own the latest Apple Watch Series or an earlier model, our coverage is tailored to keep your device safe and your lifestyle uninterrupted. Fast claims, flexible terms, and no hidden fees make it easy to protect what keeps you connected.
Backed by Best "A" Rated Underwriters
Experienced insurer paired with excellent customer support
Fully Licensed in the U.S.
Apple Watch
Comparison ($500)
Comparison ($500)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Local / mail in-network
Replacement / reimburse
Both on select terms
$50
Two years
$146
AppleCare+
Protection plan
Apple store / authorized
Replacement
Both
$69
Two years
$79
SquareTrade
Protection plan
In-network
Replacement / reimburse
In-full
$69
Two years
$74.99
Verizon
Insurance
uBreakiFix
Replacement
Monthly
$99
Two years
$408
AT&T
Insurance
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $50. The device used in this comparison has a retail value of up to $500. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.
This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.
One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.
A: Glass/LCD - $120 - $499
A sudden drop can easily lead to a cracked screen. This can be a costly repair that isn’t covered by the manufacturer's warranty.
A sudden drop can easily lead to a cracked screen. This can be a costly repair that isn’t covered by the manufacturer's warranty.
B: Digital Crown - $229 - $399
Dropping your Apple Watch or exposing it to water can damage the side button, causing it to stop working. Without insurance, this can be a pricey repair.
Dropping your Apple Watch or exposing it to water can damage the side button, causing it to stop working. Without insurance, this can be a pricey repair.
C: Motherboard - $219 - $519
Your Apple Watch may be water-resistant, but it’s not waterproof. Repairing a water-damaged Apple Watch can be really expensive without an insurance plan.
Your Apple Watch may be water-resistant, but it’s not waterproof. Repairing a water-damaged Apple Watch can be really expensive without an insurance plan.
D: Replacement Apple Watch - $249 - $1,299
If your Apple Watch is stolen or damaged beyond repair, you’ll need to pay the full retail price to replace it. Insurance can save you from paying the full price.
If your Apple Watch is stolen or damaged beyond repair, you’ll need to pay the full retail price to replace it. Insurance can save you from paying the full price.
Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.
What is Apple Watch insurance?
A protection policy that covers your Apple Watch against things your standard warranty might not—like accidental damage and theft.
What does the insurance cover?
Everything from cracked screens and accidental drops to liquid submersion, theft, fire, flood, and even lightning-induced power surges.
What’s the difference between warranty and this?
A warranty typically covers defects in materials or workmanship for a limited time. Worth Ave. Group, on the other hand, can cover accidental damage, theft, or repairs after the warranty expires or if yours is still active.
Is it different from AppleCare+?
Worth Ave. Group includes broader damage coverage and is available if you missed the opportunity to get AppleCare. Also, you’re not limited to two incidents per year for some claims.
Is my Apple Watch model eligible?
Yes! All models are covered —new, used, or refurbished.
What if my watch is not made from Apple?
No worries! You can get a quote under our Smartwatch protection.
How much does it cost?
Customers pay an average of less than $8 a month, but you can get a personalized quote.
What’s the deductible?
Most policies include a deductible, which varies based on your plan. It will be clearly displayed during your quote checkout process.
How fast is the claims process?
Fast and efficient. Most claims are processed within 1–2 business days.
Does my watch have to be new?
Nope. We cover new, used, and refurbished.
How long does my policy last?
Plans typically lasts for one year, but you can repurchase it annually. Some plans may offer coverage options for additional years.
How do I file a claim?
Super simple—just log in to your account, submit a claim online, and follow the steps.
Can I cancel anytime?
Yes, our policies allow you to cancel at any time. Just contact customer service for assistance.
