Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
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Smartphone Protection Insurance By Worth Ave. Group

Cell Phone Insurance

Losses Covered
1 Cracked Screens Check
1 Spills & Liquid Submersion Check
1 Accidental Damage (Drops) Check
1 Theft & Vandalism Check
1 Fire, Flood & Natural Disasters Check
1 Power Surge By Lightning Check

NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.


All Cell Phone / Smartphone Models Can Be Insured With Worth Ave. Group!
We cover devices that are new, used or refurbished! Here are some popular models that can be protected...

Cell Phone Samsung:
Galaxy S21, S20, Note 20
Note 10, s10
Cell Phone Google:
Pixel 6, Pixel 5,
Nexus 6P, Pixel 4
Cell Phone LG:
G8X, V50, V40
Cell Phone Sony
Xperia 5, Xperia 10, XZ3 XZ2

Microsoft: Surface Duo, Lumia 950 (XL/Dual) & 1520
Nokia: Lumia 720 & Lumia 925
Blackberry: Priv, Passport, Classic & Leap
HTC: Ten & One
Motorola: Moto X-Force & Droid
 
Don't see your device listed? No problem, we offer insurance protection for all manufacturers and models!

Benefits
Comprehensive
Coverage
Benefits
Competitive
Premium Rates
Benefits
Affordable Premiums
& Low Deductibles
Benefits
Flexible
Coverage Options
Benefits
Quick Hassle-Free
Claims Process
Benefits
Repair or Replacement
Guarantee
Benefits
Unlimited
Claims
Benefits
Worldwide
Coverage
Benefits
Transferable Coverage
to Replacement



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Trusted & Reliable Protection Coverage!
Insure your valuable electronic devices!
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Comparison Picture
Cell Phone 
Comparison ($800)
Insurance or Warranty
Theft Coverage
Accidental Coverage
Liquid Submersion
Power Surge Due to Lightning
Used / Refurbished Coverage
Unlimited Claims Submissions
Purchase Coverage Anytime
Deductible
Policy Term
Premium
Worth Ave. Group
Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
$75
Two Years
$173
T-Mobile (Assurant)
Warranty
Yes
Yes
Yes
No
No
No
No
$249
Two Years
$336
AT&T (Asurion)
Insurance
Yes
Yes
Yes
No
No
No
No
$49 - $250
Two Years
$216
SquareTrade
Warranty
No
Yes
Yes
Yes
Yes
No
Yes
$149
Two Years
$216
Verizon (Asurion)
Insurance
Yes
Yes
Yes
No
No
No
No
$29 - $229
Two Years
$174

Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $75. The device used in this comparison has a retail value of up to $800. Prices and terms are as 11/5/2021 and may change at any time. Pricing may vary by state. This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.



Avoid the high cost of repairs by having device insurance! One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered. Don't waste another dollar repairing your device again!

Cell Smart Phone Repair Cost vs Insurance? Why should I get cell phone insurance?
A: Glass/LCD - $100 - $300
A dropped phone can lead to a cracked screen. This is an expensive repair that isn’t covered by warranty.
B: Charging Port - $40 - $105
Accidentally spilled your morning coffee on your phone and can’t get it to charge? Without coverage, this would be an out-of-pocket cost.
C: Power Button - $30 - $65
An accidental drop or water damage could cause your power button to stop working. This typically isn’t covered by a warranty or protection plan.
D: Speaker - $10 - $79
Getting water or other liquid on your phone could cause your speaker to go on the fritz.
E: Replacement Phone - $300 - $1,200
If your phone gets stolen and you don’t have insurance, the cost of a replacement phone can be extremely expensive.

Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 5/14/2021 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.


What is cell phone insurance?
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A form of financial protection that provides coverage from a variety of incidents, with the aim to reduce repair/replacement costs for the insured party.
What does cell phone insurance cover?
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Cracked screens, spills, liquid submersion, theft, natural disasters and power surge by lightning.
What is the difference between insurance and warranty?
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Smartphone warranties covers mechanical failure and breakdowns, it does not provide accidental damage coverage. Cell phone insurance protects against a variety of accidents.
How much does it cost to insure a cell phone?
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Policies start $32.00 / per year. Pricing may vary by state and your coverage options you choose.
What are my coverage options?
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We have options for phones valued between $199 to $1,599.
What is my deductible?
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Your deductible is the amount that must be paid from the insured party before our coverage will pay the claim. Our deductible is $75.
What are my payment method options?
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We accept Visa, Discover, MasterCard, and American Express.
Where can I find the details of my policy?
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Once you have completed your purchase, you can visit this link to manage your policy.
How do I contact Worth Ave. Group?
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For questions see our Contact Us page and we will assist you.


All Worth Ave. Group Products: Protect all your valuable devices!