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College Plus Insurance By Worth Ave. Group
Losses Covered
Cracked Screens
Spills & Liquid Submersion
Accidental Damage (Drops)
Theft & Vandalism
Fire, Flood & Natural Disasters
Power Surge by Lightning

NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.

vs your smartphone plan

Personal Property Insurance Discounts for College Students College Plus Insurance for Students

Our College Plus insurance plan protects students against theft, damage and other causes of loss to student personal property that may occur while away at college, or even studying abroad. With College Plus, student personal property will be protected world-wide.

The College Plus Insurance covers computers, laptops, iPads, tablets, iPhones, smartphones, iPods, mp3 players, and other personal electronics. We also cover school books, clothes, bicycles, musical instruments, and sporting goods. Our 24 / 7 College Plus insurance protects you against theft, burglary, fire, vandalism, accident and water damage; as well as natural disasters like flood, earthquake, and power surge due to lightning.

College Plus Insurance is also available to any college university graduate students. Be protected for personal and university-issued property on or off campus. Replacement cost protection. World-wide coverage.

Desktops & Laptops
Tablets & eReaders
iPhones & Smartphones
TVs, Blu-Ray Players & Game Consoles
iPods & Cameras
Clothing & Jewelry
Sports Equipment
Music Equipment
Classroom Materials
Furniture & Appliances

Premium Rates
Affordable Premiums
& Low Deductibles
Coverage Options
Quick Hassle-Free
Claims Process
Repair or Replacement
Transferable Coverage
to Replacement

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Trusted & Reliable Protection Coverage!
Insure your valuable personal property!
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Note: The descriptions of plan coverage on this web site are non-exhaustive and general in nature and are not intended to be a replacement for your actual plan language. For a full list of exclusions and conditions applicable to your plan, please refer to your policy booklet and, if applicable, its state insert.

For questions regarding the purchase of policies, policyholders may contact Worth Ave. Group at 1-800-620-2885 or via email at [email protected]. For questions regarding claims, please call 1-800-620-2885 and select Option 1.

Worth Ave. Group’s College Plus policy cover property if my student lives off-campus or at home?
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Yes. We cover property on- or off-campus. Your student does not have to live in campus housing. Our coverage is worldwide.
My student has graduated. Is this coverage still available after graduation?
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Yes! We are happy to say that after graduation we can extend coverage indefinitely for students who have a current policy with us.
Does Worth Ave. Group’s College Plus policy cover bodily injury or property damage liability for which the student is liable?
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No. Dependent students are typically covered by their parent’s homeowner’s policy for liability.
Does Worth Ave. Group’s College Plus policy cover property that is rented, borrowed or belongs to someone else?
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Yes, it covers property in the care, custody or control of the policy holder.
Who is your underwriter and what is their rating?
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Our underwriter is:
Hanover Insurance Company
440 Lincoln Street
Worcester MA 01653
NAIC#: 22292 | AM Best Rating: A for financial size category of $1.25 billion to $1.5 billion.

Restrictions May Apply: Please review your policy booklet for full coverage details.

Determine the Right Amount of College Plus Coverage And The Right Deductible and Premium To Fit Your Needs.

Our most popular College Plus personal property insurance plan is the $6,000 coverage limit for a twelve (12) month policy period.

But Worth Ave. Group Offers you Options and Flexibility in its College Plus Plans. You may...

... purchase any coverage amount starting from $2,000 up to $10,000 coverage.
... choose a deductible from $50 or $100.
... select a plan term of one, two, or three years duration (the one year plan has an option to auto-renew).

Coverage Amount Annual Premium $50 Deductible Annual Premium $100 Deductible
$2,000.00 $78.00 $72.00
$2,500.00 $84.00 $76.00
$3,000.00 $90.00 $82.00
$3,500.00 $100.00 $93.00
$4,000.00 $111.00 $104.00
$4,500.00 $130.00 $121.00
$5,000.00 $142.00 $133.00
$5,500.00 $154.00 $145.00
$6,000.00 $166.00 $156.00
$6,500.00 $179.00 $170.00
$7,000.00 $192.00 $184.00
$7,500.00 $204.00 $196.00
$8,000.00 $216.00 $208.00
$8,500.00 $228.00 $220.00
$9,000.00 $240.00 $232.00
$9,500.00 $249.00 $241.00
$10,000.00 $255.00 $249.00
Pricing may vary by state

Special Provisions
Loss or Damage to stereo disks (including CDs, Video CDs, DVD, MP3 and Video Games), records, software, albums, cassette tapes (including video tapes) is limited to $1,000 for any one loss.Coverage for jewelry, watches, rings and other items consisting of gold, silver or platinum or furs is limited to 20% of the policy amount (i.e. $2,000 policy allows $400 total jewelry coverage) for any one loss.Coverage for bicycles is limited to $500.

Insured property in a personally-owned automobile is covered, provided that the vehicle was locked at the time of theft and there was visible signs of forced entry into the vehicle.
Property Not Covered
+ Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.).
+ Transportation tickets or other tickets.
+ Salesmen’s samples.
+ Merchandise for sale or exhibit.
+ Money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities.
+ Animals.
+ Contact lenses.
+ Artificial teeth or limbs.
+ Keys & forms of identification (including student ID’s, driver’s license, etc.)
+ Firearms or ammunition.
+ Pharmaceuticals – prescription or over-the-counter.
+ Artwork – professional or amateur.
+ Antiques and collectibles.
30 day waiting period required on accidental damage claims (including spills, liquid submersion and cracked screens) for new enrollees.

Click below to download or print our Worth Ave. Group "College Plus" policy booklet:

Individual State Amendments:

(Please download, print and attach to your policy your state’s correspondings amendment)



Request College Plus Brochures

Request College Plus Brochures

College & Universities: Keep your students protected when mishaps happen! Send informational pieces to students to make sure they are covered!

Brochures provided at no cost to you!

If you would like to pass out our College Plus brochures to your parents/guardians, students and staff please fill out the form.

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