Worth Ave. Group | iPhone

iPhone Policy Selector

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iPhone Insurance- Individual Policy – $50 Deductible – Replacement Cost Coverage

Statistics from the US Federal Trade Commission suggest that almost one in three robberies nationwide involves the theft of a mobile phone. In New York, police refer to iPhone theft as “Apple-picking”. PC Advisor.com states that the average iPhone lasts less than 10 weeks before being accidentally damaged…just 4 weeks for iPhone 4!

Worth Ave Group iPhone Insurance Protects From…

  • ✓  Accidental Damage Coverage… fills in where your iPhone warranty stops
  • ✓  Theft and Vandalism protection…covers your iPhone anywhere in the world.
  • ✓  Natural Disaster coverage…pays regardless of any other iPhone insurance you have.
  • ✓  Liquid Immersion… even covers your iPhone from “cannonball” splashes at the pool.
  • ✓  Annual Rate Increase…you can lock your iPhone insurance rate in for as long as 3 YEARS!

iPhone insurance property and losses covered

Compare Coverage

Puzzled by the various iPhone Insurance Plans available? Let us help you.


You didn’t settle. You weighed the options, the costs, the benefits; then you chose the iPhone. Good for you! Why not take the same approach to choosing your iPhone insurance?

Below you’ll find a comparison chart where we list the basic features most people expect from their iPhone insurance plan. We chose four of the best known, and most respected companies in the market to compare against our iPhone insurance plan. We all cover the same basics like accidental damage, and we all have deductibles.

But here is the Worth Ave. Group difference:
✓  Worth Ave. Group puts no limit on the number of claims that you can file. Do you want your iPad insurance to end after just one claim?
 Worth Ave. Group provides theft coverage. Isn’t that why you buy iPad insurance?
✓  Worth Ave. Group includes liquid submersion. That means you’re protected if you drop your iPhone in a lake, puddle, the ocean, or your kitchen sink.
✓  Worth Ave. Group covers electrical power surge damage due to lightning. Do you have thunderstorms where you live? If so, why wouldn’t you want your iPhone insurance to cover that?
✓  Only Worth Ave. Group offers you Purchase Anytime Coverage. So if you bought that iPhone six months ago without getting it insured at the time of your purchase, No Problem. We’ll still cover you.

Worth Ave. Group’s iPhone insurance plan has to be the most expensive, right? Not At All! As the chart shows on the Bottom Line, Worth Ave. Group’s plan is very competitively priced compared to the competition.

iphone insurance comparison chart

Property & Risks Cov'd

iPhone Insurance Property and losses covered

iPhone Property Covered – Includes iPhone 6iPhone 5s – 16GB, 32GB, 64GB

  • iPhone 5C -16GB, 32GB
  • iPhone 5 – 16GB, 32GB, 64GB
  • iPhone 4s – 16GB, 32GB, 64GB
  • iPhone 4 – 8GB, 16GB, 32GB
  • iPhone 3Gs – 16GB, 32GB
  • iPhone 3G – 8GB, 18GB
  • $50 Deductible
  • If your iPhone model is not listed here, please select the $ amount of coverage that it would cost to replace your iPhone.

iPhone Losses Covered

Liquid Submersion

Cracked Screen

Accidental Damage

Vandalism & Theft

Water Drop Cracked Screen Accidental Damage Vandalism and theft

Fire & Flood

Earthquake &
Natural Disaster

Tornado &

Fire and Flood Earthquake and natural Disaster Tornado and Hurricane

Provisions & Limitations

disclaimer-apple iPhone insurance iPhone Policy

One iPhone insurance policy will cover one iPhone 6, iPhone 6 Plus, iPhone 5s, iPhone 5c, iPhone 5, iPhone 4s, iPhone 4, iPhone 3Gs, or iPhone 3G.

During the policy period, Worth Ave. Group will cover a loss due to accidental damage, theft, fire, flood, power surge due to lightning or natural disasters, and vandalism to the iPhone you own or have leased — including corporate issued iPhones entrusted to you, WORLDWIDE, except as excluded in the “Special Provisions” section below.

There is no coverage for mysterious disappearance (unless stolen), mechanical or electrical breakdown, wear or tear, corrosion and rust, nuclear war or government seizure.

disclaimer-apple iPhone insurance iPhone Special Provisions:

This policy does not offer coverage for any movies, music, apps and/or other data installed or used on the device.

iPhones in a personally owned automobile are covered, provided that the vehicle was locked at the time of theft and there was visible evidence of forced entry into the vehicle.