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Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
College Plus: The Student Renter's Insurance Alternative
The state regulators or state insurance departments of 29 states and the District of Columbia suggest that college parents evaluate their college student property insurance needs, and then supplement any gaps in property insurance coverage with a renters insurance or student property insurance product.
Why? Students today tend to own more valuable personal property items in their dorm or off-campus apartment than ever before, and that fact has not gone unnoticed by thieves. Hundreds of dollars of loot these days can fit into a laundry bag and easily hoisted out a bedroom window.
The Independent Insurance Agents of America estimates 100,000 property crimes occur on campuses annually. Beyond clothing and bedding, a student's room may contain a DVD player, television, laptop, cell phone, musical instrument and stereo equipment. Students in apartments will likely have additional items such as kitchenware and furnishings.
The off-campus landlords certainly will not cover those items in the event of fire, theft or natural disaster. And unless the student is residing in a dorm, the parent’s home-owners policy will not cover those items. Will your college pay for them?
College Plus by Worth Ave. Group is the solution chosen by most college and university administrators. Worth Ave.Group can partner in several ways to offer College Plus to your students. We can:
- Provide College Plus insurance brochures free of charge to you for distribution in your orientation packets, student mailboxes or to parents/guardians and students.
- Place a link on your college web site to show coverage and price options.
- Establish a specialized group College Plus policy in which the premiums are paid by the students through school fees. In turn, your school provides us with an enrollment roster of student names and their issued policies. We invoice your school for the policy premiums.
We also offer insurance plans specifically for schools who want to cover school issued devices that are a part of a One to One Computing Program
School Group Electronic Device Policies
Do you have five or more devices for your faculty and staff to use? We can also set up a group electronic device policy to cover those for you. We offer 1, 2, 3 and 4 year coverage periods and also provide a choice between several deductible options. College group device policies are convenient and economical. For a group plan price quote tailored to your specific school needs, please click on the Request a Quote tab below.
Individual School Insurance Solution:
And suppose you want to offer an insurance option to parents/guardians, faculty and staff online through your very own website? Worth Ave. Group can make that happen for you by providing your school with an online portal page and application form. The portal page is a free tool created for you but managed by us. You can place it on your school’s current website and announce it via electronic newsletters to your staff and students’ parents. We can also provide application forms that you can pass out at your school orientation nights and device distribution events. The content of both portal page and application form will be limited by design to the specific electronic device make and models that you issue to your students, faculty and staff. Whether online or by application form, the enrollment is handled directly by Worth Ave. Group. You reap the benefits...let us do the work for you.
College Plus for Greek Organizations
Looking for Property Damage Liability Coverage For Your Greek Housing?
As a Greek house, you know the challenges that go into protecting your chapter’s members. Worth Ave. Group offers a personal property plan, College Plus, specially designed for college students who live on or off campus. Make sure your members are covered by offering a College Plus policy today! Worth Ave. Group understands the financial risk Greek organizations take in providing housing for student residents, so we have launched an optional liability program to help protect your property. Fire, smoke and water damage can occur at any time due to their mishaps. Its important your residents have this policy in place to help cover the expensive repair cost that are result of their negligence. By offering liability coverage to your residents your organization can spread the liability coverage you need to protect the housing you provide.
