Worth Ave. Group - Providing peace of mind to consumers for over 40 years.
College Student Insurance
 

College Plus Property and Losses Covered

Property Items Covered

 

Item Covered
Computers
Desktops/laptops, keyboards, mouses, printers, software*
Item Covered
Electronic Devices
Cell Phones, MP3 players, video game systems, etc.
Item Covered
Electrical
DVD players, televisions, stereos, etc.
Item Covered
Musical Instruments
Guitars, Amps, violins, etc.
Item Covered
Sports Equipment
Golf Clubs, skis, skateboards, etc.
Item Covered
Clothing
Coats, shoes, jeans, sweaters, shirts, purses, etc.
Item Covered
Appliances
Refrigerators, stoves, dishwashers, etc.
Item Covered
Furniture
Chairs, tables, sofas, beds, etc.
Item Covered
Photographic Equipment
Cameras, lenses, etc.
Item Covered
Jewelry
Rings, watches, etc.*
Item Covered
Bicycles
Bicycles*
Item Covered
Textbooks
School supplies, calculators,
art supplies, etc.
Item Covered
Linens
Sheets, towels, etc.
 

 

Damage Losses Covered

 

Damages Covered
Liquid Submersion
Damages Covered
Cracked Screen
Damages Covered
Accidental Damage
Damages Covered
Vandalism & Theft
Damages Covered
Fire & Flood
Damages Covered
Earthquake
& Natural Disaster
Damages Covered
Tornado & Hurricane
 
Claims Warning

Special Provisions


Loss or Damage to stereo disks (including CDs, Video CDs, DVD, MP3 and Video Games), records, software, albums, cassette tapes (including video tapes) is limited to $1,000 for any one loss.Coverage for jewelry, watches, rings and other items consisting of gold, silver or platinum or furs is limited to 20% of the policy amount (i.e. $2,000 policy allows $400 total jewelry coverage) for any one loss.Coverage for bicycles is limited to $500.

Insured property in a personally-owned automobile is covered, provided that the vehicle was locked at the time of theft and there was visible signs of forced entry into the vehicle.
Claims Damaged Devices

Property Not Covered


+ Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.).
+ Transportation tickets or other tickets.
+ Salesmen’s samples.
+ Merchandise for sale or exhibit.
+ Money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities.
+ Animals.
+ Contact lenses.
+ Artificial teeth or limbs.
+ Keys & forms of identification (including student ID’s, driver’s license, etc.)
+ Firearms or ammunition.
+ Pharmaceuticals – prescription or over-the-counter.
+ Artwork – professional or amateur.
+ Antiques and collectibles.