College Plus Property and Losses Covered

Special Provisions

Loss or Damage to stereo disks (including CDs, Video CDs, DVD, MP3 and Video Games), records, software, albums, cassette tapes (including video tapes) is limited to $1,000 for any one loss.Coverage for jewelry, watches, rings and other items consisting of gold, silver or platinum or furs is limited to 20% of the policy amount (i.e. $2,000 policy allows $400 total jewelry coverage) for any one loss.Coverage for bicycles is limited to $500.

Insured property in a personally-owned automobile is covered, provided that the vehicle was locked at the time of theft and there was visible signs of forced entry into the vehicle.

Property Not Covered

+ Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.).
+ Transportation tickets or other tickets.
+ Salesmen’s samples.
+ Merchandise for sale or exhibit.
+ Money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities.
+ Animals.
+ Contact lenses.
+ Artificial teeth or limbs.
+ Keys & forms of identification (including student ID’s, driver’s license, etc.)
+ Firearms or ammunition.
+ Pharmaceuticals – prescription or over-the-counter.
+ Artwork – professional or amateur.
+ Antiques and collectibles.