Types of Phone Damage Your Warranty Doesn’t Cover (But Insurance Does)

When you buy a new phone, the warranty gives a sense of security. It’s there to fix manufacturing defects or hardware failures caused by faulty parts, and it’s easy to assume you’re covered for just about anything that might go wrong. But what about the accidents you didn’t see coming – like dropping your phone, cracking the screen, or spilling water on it? Unfortunately, warranties don’t have your back in these situations. That’s where phone insurance comes in, offering coverage for the things your warranty doesn’t.

Let’s look at the types of phone damage your warranty won’t cover and how insurance can save the day (and your wallet).

Cracked screen

Dropped your phone and cracked its screen? Cracked screens are one of the most common (and costly) phone issues, but standard warranties don’t cover accidental damage like this. Whether it’s a small hairline crack or your screen is completely shattered, repairs can cost hundreds of dollars, especially for newer models.

Phone insurance by Worth Ave. Group covers accidents like cracked screens, saving you from the hassle and expense. Instead of shelling out hundreds of dollars for screen repairs, you can get your phone fixed without breaking the bank – and avoid the risks of using a phone with a cracked screen.

Accidental drops

A slip out of your pocket, a tumble off the counter, or a fall while running can lead to extensive damage beyond just a cracked screen, including broken internal components. Your warranty doesn’t cover these types of accidents, and depending on the extent of the damage, the cost of repairing a phone after a drop can easily add up to hundreds.

With phone insurance by Worth Ave. Group, you’re covered for damage from accidental drops. From cracked back to damaged internals, insurance can help you repair your phone, so you don’t have to stress whenever your phone takes a tumble.

Spills and liquid submersion

Spilled coffee, an unexpected dunk in the pool, or even a slip into the toilet – liquid damage is every phone user’s nightmare. It is one of the leading causes of phone failure, yet you can’t rely on your warranty for liquid damage. Even if your phone is water-resistant, it’s not guaranteed to survive every spill, splash, or submersion.

Phone insurance by Worth Ave. Group can really come to the rescue here, covering liquid damage repairs or replacements. If you drop your phone in water or accidentally spill a certain liquid on it, having insurance means you’re not stuck repairing or replacing a damaged device out of pocket.

Power surge by lightning

An unexpected power surge caused by lightning can fry your phone if it’s charging at the time, rendering it unusable. While this might not be as common as a cracked screen, it’s a real risk – especially during storm season – and isn’t something covered by manufacturer warranties.

Phone insurance by Worth Ave. Group covers damage caused by power surges by lightning. It’s a small detail that can make a big difference, especially if you live in areas prone to storms. If your phone is malfunctioning or not working at all after a power surge, getting it repaired or replaced with phone insurance is a breeze.

Theft and vandalism

Having your phone stolen or damaged intentionally is not just frustrating – it can be really expensive. And, as you can guess, your warranty won’t help you out as it doesn’t cover theft or vandalism. If your phone is stolen or damaged beyond repair by someone else, you’re on your own.

This is another situation where phone insurance by Worth Ave. Group truly shines. It covers theft and vandalism, so you can file a claim and get a replacement device quickly without having to fork out the full retail price. The peace of mind phone insurance can give you in these tough situations is priceless.

Fire, flood, and natural disasters

A fire, flood, or natural disaster can destroy your phone in an instant. These events are stressful enough, and warranties won’t cover the damage to your phone caused by them, leaving you to deal with the financial burden of replacing your phone.

With phone insurance by Worth Ave. Group, you’re prepared for the unexpected. It covers damage from fires, floods, and natural disasters, helping you replace your phone when you need it the most. It’s one less thing to worry about when life gets unpredictable.

Pet-related mishaps

Pets bring a lot of joy to our lives, but they’re also experts at causing accidental damage. Your cat could push your phone off the table and send it crashing to the floor, or your dog could tip over a glass of water, spilling it right onto your phone. Your warranty doesn’t cover these mishaps, so you’ll need to pay for repairs out of pocket.

Phone insurance by Worth Ave. Group can help with these unexpected pet-related accidents too. From cracked screens to water damage, you’re covered, so you don’t have to worry about repairing your phone every time your pet gets too playful or clumsy around your phone.

While standard warranties are great for factory defects, they fall short when it comes to mishaps that happen in everyday life, like cracked screens, accidental spills, and theft. If you use your phone daily (and let’s be real, who doesn’t?), phone insurance can be a smart way to protect your device and save on unexpected repair or replacement costs.

So, don’t wait for a mishap to happen – get comprehensive iPhone Insurance or Cell Phone Insurance and enjoy peace of mind knowing you’re fully covered!